Talk to a quote specialist(251) 262-2589A clearer mortgage decision starts here
Our goal is simple: to help you save more and spend less on your mortgage.
If you already have a mortgage quote from another lender, simply upload it for a Same-Day Max Benefit Mortgage Quote Review. We'll prepare our quote using our best available terms and closing costs, then compare it side by side with your current quote.
Don't have a quote yet? You've come to the right place to start your mortgage journey on the right foot. Live Oak Mortgage is built to provide an exceptional mortgage experience without the added overhead and higher rates often charged by big banks and other lenders.
Let us compare the complete offer, not just the headline rate.
Keep the rate you like while we look for closing-cost savings.
Mortgage Products We Offer
Same Day Mortgage Quote
What happens next
Upload your estimate or answer a few quick loan questions.
Our team compares rate, fees, credits and loan structure.
We’ll walk you through the option and answer your questions.
Client feedback
See what borrowers say about their experience with Live Oak Mortgage.
Plan with confidence
Explore a possible principal-and-interest payment, then request a same-day quote for real loan options and closing costs.
Beyond the initial quote
Support designed to help you through closing—and well beyond it.
During your loan
Once you select the option you would like to move forward with, we can lock your rate to protect you from market increases. We will also continue watching the market in case there is an opportunity to improve your terms before closing.
After closing
After closing, you will be enrolled in our Rate Watch for Life Program. If rates improve in the future and a refinance makes sense, we will let you know. Starting 180 days after closing, you will have the opportunity to refinance with no lender fees through this program.
Personal guidance
With Live Oak Mortgage, you get direct communication, a mobile mortgage app for quick document uploads, help comparing homeowners’ insurance quotes, Lock and Watch, Rate Watch for Life, and virtual closing options when available. And with over 20 years of individual mortgage experience, we help guide the process from contract to closing.